When you start out with nothing, you find riches in unlikely places

Having arrived in New Zealand with nothing, Josip Babich always had an interesting view on wealth.

One day he saw a man ride past on a bicycle and thought, “if I ever have the money to buy one of those, I’ll be a millionaire”. The day came when he purchased the family’s first bicycle and although he wasn’t actually a millionaire, he proudly told his boys that he certainly felt like one.